What is one thing you know or would like to know about interest rates?

When interest rates are high, it's more expensive to borrow money ; when interest rates are low, it's less expensive to borrow money. Before you agree to a loan or sign up for a new credit card, it's important to make sure you completely understand how the interest rate will affect the total amount you owe.

What is the routing number for Accentra in Austin MN?

The routing number is 291973292 .

What is the interest rate today?

Current mortgage and refinance interest rates Product Interest Rate APR 10-Year Fixed Rate 5.94% 6.01% 5-1 ARM 6.23% 7.35% 10-1 ARM 6.77% 7.46% 30-Year Fixed Rate FHA 6.57% 6.61% 5 more rows

What is a good interest rate on a house?

As of Aug. 19, 2024, the average 30-year fixed mortgage rate is 6.47%, 20-year fixed mortgage rate is 6.18%, 15-year fixed mortgage rate is 5.62%, and 10-year fixed mortgage rate is 5.52% . Average rates for other loan types include 5.81% for an FHA 30-year fixed mortgage and 6.66% for a jumbo 30-year fixed mortgage.

The ACCENTRA Multi-Family Solution combines smart locks with intuitive cloud-based software for easy and convenient access management of multi-family properties in a single system . Access updates can be instantly applied using the mobile access app or an online updater for physical credentials.

Who routing number is this 041000124?

041000124 is a routing number used for PNC BANK, OHIO in PA.

What is a 9 digit routing number *?

What is a routing number? A routing number is a nine-digit code used by financial institutions to identify other financial institutions . When combined with your account number, it allows institutions to locate your individual account.

What do you need to know about interest rates?

Firstly, and most understandably, it affects how much you'll have to pay for borrowing . For example, if you loan $1000 and the interest rate is 7%, you'll repay $1070. If the interest rate is a higher, say 12.5%, you'll have to pay back $1125. Interest rates affect your savings, too.

What are good things about interest rates?

On the positive side, higher interest rates can benefit savers as banks increase yields to attract more deposits . The average savings yield is now almost 10 times higher than it was when the Fed first started raising rates, and online banks often offer even higher yields.

What you need to know about interest?

An interest rate tells you how high the cost of borrowing is, or high the rewards are for saving . So, if you're a borrower, the interest rate is the amount you are charged for borrowing money, shown as a percentage of the total amount of the loan.

How can I know the interest rate?

To calculate interest rates, use the formula: Interest = Principal × Rate × Tenure . This equation helps determine the interest rate on investments or loans.

Rates | Accentra CU | Austin, Albert Lea, Kasson (2024)

Rates effective as of {{ dynamic-date }}.

APY = Annual Percentage Yield. Fees may reduce earnings. APR = Annual Percentage Rate.

Share Savings
Christmas Club
IRA Savings
Money Market Savings
Certificate Accounts
Cars, Trucks, and Vans
Motorcycles, ATVs, Snowmobiles, and Jetskis
Boats, RVs, Campers
Other Secured Loans
Home Loans
Construction Loans
Home Improvement Loans
Home Equity Loans
Home Equity - Line of Credit
Balloon Loans
Business Checking and Money Market Savings Interest Rates

Dividend Rate	APY*	Interest Compounded	Minimum Opening Deposit
0.05%	0.05%	Quarterly	$5.00

*APY = Annual Percentage Yield. Dividends are calculated on an average daily balance, and are compounded and credited quarterly. Dividend rates and APY's may change monthly after the account is opened, based on market conditions. Withdrawals and service charges or fees may reduce earnings.

Christmas Club Back to Top Learn More

Dividend Rate	APY*	Interest Compounded	Minimum Opening Deposit
0.10%	0.10%	Quarterly	$20.00

IRA Savings Back to Top Learn More

Dividend Rate	APY*	Interest Compounded	Minimum Opening Deposit
0.10%	0.10%	Quarterly	$20.00

Money Market Savings Back to Top Learn More

Dividend Rate	APY*	Interest Compounded	Balance
0.05%	0.05%	Monthly	$0 - 2,499
0.05%	0.05%	Monthly	$2,500 - 9,999
0.10%	0.10%	Monthly	$10,000 - 24,999
0.15%	0.15%	Monthly	$25,000 - 49,999
0.20%	0.20%	Monthly	$50,000 - 99,999
0.35%	0.35%	Monthly	$100,000 - Greater

Certificate Accounts Back to Top Learn More

Term	Rate	APY*	Interest Compounded	Minimum Opening Deposit
3 Months	0.20%	0.20%	At Maturity	$500.00
6 Months	0.25%	0.25%	At Maturity	$500.00
6 Months Special***	5.15%	5.21%	At Maturity	$500.00
18 Months**	4.11%	4.18%	Monthly	$10.00
24 Months	0.40%	0.40%	Quarterly	$500.00
36 Months	0.50%	0.50%	Quarterly	$500.00
48 Months	0.60%	0.60%	Quarterly	$500.00
60 Months	0.70%	0.70%	Quarterly	$500.00

*APY = Annual Percentage Yield
**Applies to 18 month term only: the interest rate and Annual Percentage Yield (APY) are variable and is based on an Index. 18 month certificate is not available to Business Accounts.
*** Applies to 6 month special certificate only: At maturity, the 6-month special certificate will automatically renew at the standard 6-month certificate's rate and term.

Cars, Trucks, and Vans Back to Top Learn More

Age of Vehicle	0-2 years	3-5 years	6-10 years	10+ years
Term Rates	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}
12 Months	6.67%	7.92%	8.42%	8.92%
24 Months	6.49%	7.74%	8.24%	8.74%
36 Months	6.42%	7.68%	8.18%	8.68%
48 Months	6.49%	7.74%	8.24%	8.74%
60 Months	6.67%	7.93%	8.43%	8.93%
72 Months	6.71%	7.96%	8.46%	8.96%

* APR = Annual Percentage Rate. Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Not all will qualify for the lowest rate. Rates are subject to change. APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available. Payment Example: A 60 month $25,000 fixed rate secured new auto loan at 6.67% APR* has an approximate monthly payment of $491.19.

Motorcycles, ATVs, Snowmobiles, and Jetskis Back to Top Learn More

Age of Vehicle	0-2 years	3-4 years	5-7 years	8+ years
Term Rates	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}
12 Months	7.87%	8.87%	9.12%	9.62%
24 Months	7.69%	8.69%	8.94%	9.44%
36 Months	7.63%	8.63%	8.88%	9.38%
48 Months	7.79%	8.80%	9.05%	9.55%
60 Months	7.88%	8.88%	9.13%	9.63%
72 Months	8.06%	9.06%	9.31%	9.81%

*APR = Annual Percentage Rate. Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Not all will qualify for the lowest rate. Rates are subject to change. APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available. Payment Example: A 60 month $25,000 fixed rate secured new PowerSport loan at 7.88% APR* has an approximate monthly payment of $505.41.

Boats, RVs, Campers Back to Top Learn More

Age of Vehicle	0-2 years	3-5 years	6-10 years	10+ years
Term Rates	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}
12 Months	7.62%	8.87%	9.37%	9.87%
24 Months	7.44%	8.69%	9.19%	9.69%
36 Months	7.38%	8.63%	9.13%	9.63%
48 Months	7.34%	8.59%	9.10%	9.60%
60 Months	7.47%	8.73%	9.23%	9.73%
72 Months	7.56%	8.81%	9.31%	9.81%
84 Months	8.05%	9.30%	9.80%	10.30%
120 Months	8.24%	9.49%	9.99%	10.49%
144 Months	8.43%	9.68%	10.18%	10.68%
180 Months	8.52%	9.78%	10.28%	N/A

*APR = Annual Percentage Rate. Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Not all will qualify for the lowest rate. Rates are subject to change. APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available. Payment example: A 60 month $25,000 fixed rate secured new boat/camper/RV loan at 7.47% APR* has an approximate monthly payment of $500.64.

Other Secured Loans Back to Top Learn More

Age of Vehicle	0-2 years	3-4 years	5-7 years	8+ years
Term Rates	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}	APR* _{as low as}
12 Months	7.87%	9.12%	9.62%	10.12%
24 Months	7.69%	8.94%	9.44%	9.94%
36 Months	7.63%	8.88%	9.38%	9.88%
48 Months	7.59%	8.85%	9.35%	9.85%
60 Months	7.73%	8.99%	9.49%	9.99%
72 Months	7.81%	9.06%	9.56%	10.06%
84 Months	8.05%	9.30%	9.80%	10.30%
120 Months	8.54%	9.79%	N/A	N/A

*APR = Annual Percentage Rate. Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Not all will qualify for the lowest rate. Rates are subject to change. APR based on loan amount of $25,000 for term and rate chosen. Other dollar amounts available. Payment Example: A 60 month $25,000 fixed rate new other secured loan at 7.73% APR* has an approximate monthly payment of $503.74.

Home Loans Back to Top Learn More

Term Rates	Rate	APR* _{as low as}
10 Year Fixed	6.000%	6.387%
15 Year Fixed	6.000%	6.365%
20 Year Fixed	5.750%	6.038%
30 Year Fixed	6.490%	6.725%

*APR = Annual Percentage Rate. On approved credit. Not all will qualify for the lowest rate. Fixed rate repayment terms and an amortization schedule.

Construction Loans Back to Top Learn More

Term Rates	Rate	APR* _{as low as}
Up to 1 Year	5.625%	5.895%

*APR = Annual Percentage Rate. On approved credit. Not all will qualify for the lowest rate. During the construction phase, payments are interest only based on the loan amount advanced.

Home Improvement Loans Back to Top Learn More

Loan Amount	APR* _{as low as}
Up to $10,000	6.25%

*APR = Annual Percentage Rate. Actual rate will be based on individual’s credit rating, amount financed, and other factors. On approved credit. Not all will qualify for the lowest rate. Rates are subject to change. APR = Annual Percentage Rate is based on a $100,000 mortgage with a 1% origination fee and a 20% down payment.

Home Equity Loans Back to Top Learn More

Term Rates	Rate	APR* _{as low as}
5 Year Fixed Rate, Up to 80% of Value	5.750%	6.040%
10 Year Fixed Rate, Up to 80% of Value	6.750%	6.907%

*APR = Annual Percentage Rate. On approved credit. Not all will qualify for the lowest rate. Payment example: A 5 year $15,000 fixed rate home equity loan at 6.040% APR has an approximate monthly payment of $288.25. Other terms and amounts are available.

Home Equity - Line of Credit Back to Top Learn More

Term Rates	APR* _{as low as}
Introductory Rate for 6 months	3.900%
Rate after 6 months	8.500%

*APR = Annual Percentage Rate. On approved credit. Not all will qualify for the lowest rate. Payments: 1.0% of principal balance owed on the monthly billing date (minimum payment $50) after each new advance. Loan term is 20 years - 10 year draw period and 10 repayment period. Rate subject to change semi-annually. Maximum rate 18%. A 20 year $30,000 variable rate home equity loan at 8.50% APR has an approximate monthly payment of $300. Other terms and amounts are available.

Balloon Loans Back to Top Learn More

Term Rates	Rate	APR* _{as low as}
5 Year Balloon	5.625%	5.895%
7 Year Balloon	5.750%	6.021%
10 Year Balloon	6.000%	6.387%

*APR = Annual Percentage Rate. On approved credit. Not all will qualify for the lowest rate. Balloon Loan repayment terms and an amortization schedule.

Business Checking and Money Market Savings Interest Rates Back to Top Learn More

Dividend Rate	APY*	Interest Compounded	Balance
0.05%	0.05%	Monthly	$0 - $9,999
0.10%	0.10%	Monthly	$10,000 - $24,999
0.15%	0.15%	Monthly	$25,000 - $49,999
0.20%	0.20%	Monthly	$50,000 - $99,999
0.35%	0.35%	Monthly	$100,000 - $249,999
0.50%	0.50%	Monthly	$250,000 - Greater

*APY = Annual Percentage Yield.