MidFirst Bank introduces Online Banking Services for UCO Students with 24/7 Account Access (2024)

MidFirst Bank's Personal Online Bankingplatform offers several options that allow you to bank from anywhere at your convenience — 24 hours a day, seven days a week. From viewing your account transaction activity to paying bills, MidFirst Bank offers a full range of online banking functionality.

Personal Online Banking

Bill Pay

eStatements

Account Alerts

Personal Online Banking

With MidFirst Bank's Personal Online Banking, you can manage your accounts online with secure technology and a variety of services available.

Benefits

  • Free service if you are a MidFirst Bank account holder
  • View detailed real-time account information
  • Search your transaction history
  • View and print eStatements, including check images
  • Send secure emails to MidFirst Bank
  • Initiate stop payments on paper checks
  • Make transfers between your MidFirst accounts and accounts at outside financial institutions
  • Receive email or text messages regarding the status of your accounts
  • Download account information into Quicken®

View an online demo of Personal Online Banking

Monthly Fees

Free service if you are a MidFirst Bank account holder

Online and Mobile Banking Customer Agreement

Bill Pay

Paying bills is simple and convenient with Bill Pay. When you are enrolled in Personal Online Banking, upgrading to Bill Pay is fast and you will enjoy MidFirst Bank's Bill Pay guarantee.*

Benefits

  • MidFirst Bank guarantees your online bill payments will be on time, or we will cover any late fees associated with any bill paid using Bill Pay*
  • Pay bills from more than one account
  • Receive eBills, an online version of your bills*
  • Custom reporting available
  • Quick and easy payee setup
  • Alert notifications for your scheduled and processed bill payments
  • Payment reminders to help you avoid late fees
  • Expedited Payments*

Monthly Fees

As a Broncho Checking customer, there are no monthly or per item charges for using Bill Pay, and the number of bills you pay with Bill Pay is unlimited.

Bill Pay Guarantee

Electronic payments are guaranteed to be received within three business days, and paper check payments are guaranteed to be received within six business days, or MidFirst Bank will refund any late fees associated with your online bill payment.*

eBills

As part of your Bill Pay service, you can receive online versions of some bills. When you sign up for eBills*, you can:

  • Receive and pay eBills from hundreds of local and national companies such as your phone company, TV, credit cards, or more
  • Get convenient online access to your bills, so you do not have to keep track of paper bills
  • Receive email alerts when eBills are received, before they are due, and when your payments are sent

Enrollment Instructions

Enrolling in Bill Pay is fast and easy. Log in to online banking and choose the "Pay and Transfer" button from the top navigation bar. As a new Bill Pay customer, the Bill Pay enrollment instructions will be displayed. Follow the instructions to enroll and receive immediate access to Bill Pay.

Bill Pay Agreement

Disclosures
*Bill Pay Guarantee: Late payment refunds limited to $50. To qualify, you must have submitted payment to the correct address, with the correct account number referenced with the payment request; we must have received your payment request in time to fulfill the above guaranteed time frames; you must have sufficient funds in your bill payment account at the time the payment is scheduled; and we must receive a written request from you for reimbursem*nt of the late payment fee within 30 calendar days of the scheduled payment date (including a copy of the biller's invoice showing the late payment charge). Bill payments limited to U.S. domestic bill payment addresses from commercial billers. Refund requests, along with supporting documentation, should be faxed to 405.840.0862 or mailed to: Personal Online Banking Support, MidFirst Bank, 999 NW Grand Blvd., Suite 600, Oklahoma City, OK 73118-9941. Expedited Payments: Expedited ACH payments are only offered for those active payees that accept this type of payment. Overnight check payments can only be sent to a valid street address in the continental United States. Overnight checks cannot be delivered to APO, FPO or P.O. Boxes. Expedited payment fees apply. eBills: If the payee offers eBills, an eBill link will appear below the biller's information.

eStatements & eNotices

eStatements® and eNotices allow you to receive your statements and notices electronically through Personal Online Banking. Enrollment is simple and will only take you a few minutes.

Benefits

  • Receive your statement and check images quicker
  • Access your statement anytime
  • Download and print at your convenience for up to 48 months
  • Reduce paper usage
  • Allows for more timely account reconciliation
  • Eliminate the need to store paper statement copies
  • Reduce the risk of mail fraud and identity theft

Account Alerts

Sign up for Personal Online BankingAccount Alerts to customize your online banking and account communications, including balance and transaction alerts.

Benefits

  • Reduce the risk of fraud
  • Know when funds are available with check and deposit processing alerts
  • Receive balance alerts when your account falls below or rises above an amount you specify
  • Respond quicker to account events
  • Get alerts for successful or unsuccessful transfers
  • Receive information about your accounts
  • Reduce the need to frequently check your account transactions
MidFirst Bank introduces Online Banking Services for UCO Students with 24/7 Account Access (2024)

FAQs

Does MidFirst Bank offer a student checking account? ›

Perfect for a student's first checking account, Student Checking is for people up to the age of 24 and features no monthly service charge. Those 17 years old and younger may open this account jointly with a parent or guardian. Call 888. MIDFIRST (888.643.

Does MidFirst Bank offer online banking? ›

Bank from your home, office or anywhere in the world with MidFirst Bank's free online and mobile banking services – available 24 hours a day, seven days a week.* All you need is a smartphone or mobile device to access Bill Pay, eStatements, Mobile Deposit*, Zelle®, view your account balances and transfer funds.

Is MidFirst Bank safe? ›

Your money is safe with MidFirst Bank, the largest privately owned bank in the nation. At $37.9 billion in assets, MidFirst Bank is the largest privately owned bank in the nation as of June 30, 2024. MidFirst is not affected by stock market volatility since we are privately owned.

What is the daily limit for MidFirst Bank? ›

Yes, there is a daily limit of $7,500 and a monthly limit of $15,000. For details, please review the MidFirst Bank Mobile App Terms and Conditions.

What is the age limit for a student checking account? ›

To open a Student Checking account, you need to be under age 25. To open an individual account online, you need to be 18 years of age or older.

Which bank is the best bank for students? ›

Best Student Bank Accounts for August 2024
  • Best Overall: Chase Bank College Checking Account.
  • Best For High School Students: Capital One MONEY Account.
  • Best For Encouraging Saving: Bank of America Advantage Banking.
  • Best Fee-Free Account: Discover Cashback Debit Account.

Who owns MidFirst Bank? ›

What states is MidFirst Bank in? ›

Primary markets include Oklahoma City, Denver, Phoenix, Tulsa, Dallas, Southern California and western Oklahoma. MidFirst Bank also operates full-service banking centers in Boulder and Edwards, Colorado, and commercial lending offices in Atlanta, Boston, Chicago, Houston, New York City, St.

What is online access banking? ›

Key Takeaways. Online banking allows you to conduct financial transactions through a computer or smartphone using the internet. With online banking, you don't need to visit a branch to complete many transactions. Many online banks offer lower fees and better rates than their brick-and-mortar competitors.

Is MidFirst Bank a real bank? ›

MidFirst Bank occupies a rare position within the banking industry. With assets totaling $37.9 billion, MidFirst Bank is the largest privately owned bank in the nation. This combination of size and private ownership provides our customers with a special brand of banking.

Does MidFirst Bank have monthly fees? ›

Monthly Service Charge $4 Performance Savings is available to individuals. How to Avoid the Monthly Service Charge Waived if you maintain a minimum average daily balance of $250. Monthly Service Charge $15 Premium Savings is available to individuals.

What are the top 5 safest banks? ›

Summary: Safest Banks In The U.S. Of August 2024
BankForbes Advisor RatingProducts
Chase Bank5.0Checking, Savings, CDs
Bank of America4.2Checking, Savings, CDs
Wells Fargo Bank4.0Savings, checking, money market accounts, CDs
Citi®4.0Checking, savings, CDs
1 more row
Aug 9, 2024

Does MidFirst do Zelle? ›

Access Zelle through your MidFirst Bank Mobile App.

Tap the + sign and select Zelle. Follow the on-screen instructions to enroll.

How much does MidFirst charge for cash advances? ›

The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account many be applied in the order we select, subject to applicable law.

Does MidFirst have overdraft fees? ›

Applicable Fees

A $35 fee is assessed for each overdraft item on your account. A one-time extended overdraft fee of $25 applies if your account is overdrawn in any amount for at least seven consecutive calendar days. A daily limit of five per-item overdraft fees can be assessed to your account on any processing day.

Which bank account is best for students? ›

Some of the best savings accounts for students in India are:
  • IndusInd Bank. ...
  • RBL Bank Savings Account. ...
  • HDFC Bank. ...
  • State Bank of India's Pehli Udaan and Pehla Kadam. ...
  • ICICI Students Savings Account. ...
  • Kotak Mahindra Bank's Junior Savings Account. ...
  • Karur Vysya Bank. ...
  • Documents Required.

Which bank offers free student account? ›

Bank of America Advantage SafeBalance Banking® SafeBalance Banking® is a smart choice for students and young adults with no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 25 1 and this account has no overdraft fees.

Is there any point in getting a student bank account? ›

A student bank account is a place where people studying at university can manage their money and take advantage of additional perks. This may include discounted travel and 0% overdraft rates.

How much do you need to open a student bank account? ›

Minimum opening deposit is $25. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 years old. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old.

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